New Smile--New Confidence, Affordable Cosmetic Dentistry Procedures

New Smile--New Confidence, Affordable Cosmetic Dentistry Procedures
by Sara Goldstein

You may believe cosmetic dentistry procedures are only for the rich and famous. However, many procedures are much more affordable than you think; so thanks to great new financing options, you too can have the smile you've always imagined.
Celebrated Hollywood cosmetic dentist Dr. Sands explains how people from all walks of life can have the perfect smile:
"A lot of people think of cosmetic procedures as a luxury that only the very affluent can afford, but that's just not the case. While some cosmetic procedures can be slightly expensive, several others are extremely affordable--and all are well-worth the results."
"Most people's insurance will not cover cosmetic dentistry procedures, so for those procedures that you might require a little help to afford, there are several easy financing options. Companies like Capital One and GE Money have noticed the problem of affordable medical-care and have created special credit cards just for health related expenses. With quite a few finance plans to choose from, there's no reason to hesitate undergoing a smile-enhancing procedure."
CareCreditCareCredit offers no interest financing or low minimum monthly payments for your cosmetic dentistry procedure. There are no up-front costs, no annual fees and no pre-payment penalties. The simple, three-step application process and instant approval, means that your cosmetic dental financing will be arranged in just minutes. CareCredit offers no interest on payment plans up to 18 months and low monthly payments on plans up to 60 months. Since CareCredit is a GE Money Company with a 20-year track record, you can rest assured that you are in good hands. CareCredit can be used at any of the 75,000 participating healthcare practices nationwide.
PulseCardEndorsed by the American Academy of Pediatric Dentists, the Academy of General Dentists, the Academy of Family Practitioners and the Academy of Cosmetic Dentists, PulseCard is the only national credit card created solely to pay for health care related items. The PulseCard credit card allows you to keep all your dental expenses on one statement and gives you a 2% rebate on all purchases. The approval rate for patient financing from PulseCard is 40%. The current APR is prime +9.9%.
Capital One Healthcare Finance (Dental Fee Plan) Along with Care Credit, Capital One Healthcare Finance (previously known as Dental Fee Plan) is considered an industry leader in cosmetic dentistry financing. Capital One Healthcare Finance makes cosmetic dental procedures affordable for any budget. Capital One Healthcare Finance can help to pay for procedure costing anywhere from $300 to $25,000. Low, fixed-rate installment loans and interest-free loans are available.
PFS Patient FinancingPFS Financing offers loans and lines of credit up to $25,000 for your cosmetic dentistry procedures. You can apply online, ask your cosmetic dentist for an application, or call PFS Financing at 888-737-3679.The application process is simple and easy and an approval is usually be provided in minutes. Monthly payments can be quite low, with the number of payments usually falling in the 24-84 month range. The interest rate will depend on your credit score.
One of these financing options may be the ticket to a brighter you. If you have dreamed about correcting your smile with porcelain veneers, teeth whitening, dental bonding, or any other great cosmetic dentistry procedure, but always worried about the cost of such procedures, you need worry no more. Visit the websites of these financial service companies for more information, and make sure to ask your cosmetic dentist which plans are accepted in the office.

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